{"id":165,"date":"2011-05-26T17:56:25","date_gmt":"2011-05-26T23:56:25","guid":{"rendered":"http:\/\/www.insuredco.us\/?page_id=165"},"modified":"2020-12-22T14:11:36","modified_gmt":"2020-12-22T20:11:36","slug":"health-insurance","status":"publish","type":"page","link":"https:\/\/www.insuredco.us\/elem-flex\/insurance\/personal-insurance\/health-insurance\/","title":{"rendered":"Health Insurance"},"content":{"rendered":"<link rel=\"stylesheet\" href=\"https:\/\/www.agencyinfo.net\/__ivai\/__ivai_page_styles.css\">\n<section class=\"ivx9\">\n<p>  <!-- Hero \u2014 copy left, coded artwork right --><\/p>\n<div class=\"ivx9-hero\" data-a=\"1\">\n<div class=\"ivx9-hero-copy\">\n<div class=\"ivx9-eyebrow\"><span class=\"ivx9-eyebrow-rule\"><\/span>Company Name Friendly<\/div>\n<h2 class=\"ivx9-headline\">Personal Health Insurance in\/throughout StateLong<\/h2>\n<div class=\"ivx9-callout\">\n<p>Every year the cost of providing healthcare increases dramatically. Simple same-day surgeries, required tests, and emergency attention can add up to tens of thousands of dollars. The professionals at Company Name Friendly can help you find a plan that matches your needs and your budget.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"ivx9-visual\">\n      <!-- IVX9 coded artwork \u2014 generated illustration, no external image.\n     Colour comes from .ivx9-af-* in __ivai_page_styles.css. --><br \/>\n<svg class=\"ivx9-art\" viewBox=\"0 0 400 300\" role=\"img\" aria-labelledby=\"t-health\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" preserveAspectRatio=\"xMidYMid meet\"><title id=\"t-health\">Illustration of a medical cross over a pulse trace<\/title><rect class=\"ivx9-af-field\" x=\"0\" y=\"0\" width=\"400\" height=\"300\"\/><g class=\"ivx9-af-grid\"><line x1=\"34\" y1=\"0\" x2=\"34\" y2=\"300\"\/><line x1=\"68\" y1=\"0\" x2=\"68\" y2=\"300\"\/><line x1=\"102\" y1=\"0\" x2=\"102\" y2=\"300\"\/><line x1=\"136\" y1=\"0\" x2=\"136\" y2=\"300\"\/><line x1=\"170\" y1=\"0\" x2=\"170\" y2=\"300\"\/><line x1=\"204\" y1=\"0\" x2=\"204\" y2=\"300\"\/><line x1=\"238\" y1=\"0\" x2=\"238\" y2=\"300\"\/><line x1=\"272\" y1=\"0\" x2=\"272\" y2=\"300\"\/><line x1=\"306\" y1=\"0\" x2=\"306\" y2=\"300\"\/><line x1=\"340\" y1=\"0\" x2=\"340\" y2=\"300\"\/><line x1=\"374\" y1=\"0\" x2=\"374\" y2=\"300\"\/><line x1=\"0\" y1=\"34\" x2=\"400\" y2=\"34\"\/><line x1=\"0\" y1=\"68\" x2=\"400\" y2=\"68\"\/><line x1=\"0\" y1=\"102\" x2=\"400\" y2=\"102\"\/><line x1=\"0\" y1=\"136\" x2=\"400\" y2=\"136\"\/><line x1=\"0\" y1=\"170\" x2=\"400\" y2=\"170\"\/><line x1=\"0\" y1=\"204\" x2=\"400\" y2=\"204\"\/><line x1=\"0\" y1=\"238\" x2=\"400\" y2=\"238\"\/><line x1=\"0\" y1=\"272\" x2=\"400\" y2=\"272\"\/><\/g><circle class=\"ivx9-af-2\" cx=\"200\" cy=\"138\" r=\"98\"\/><rect class=\"ivx9-af-ink\" x=\"176\" y=\"70\" width=\"48\" height=\"136\" rx=\"6\"\/><rect class=\"ivx9-af-ink\" x=\"132\" y=\"114\" width=\"136\" height=\"48\" rx=\"6\"\/><path class=\"ivx9-af-line\" d=\"M0 240 L64 240 L88 198 L120 279 L152 222 L176 240 L400 240\" stroke-width=\"4\"\/><\/svg><br \/>\n<script type=\"module\" src=\"https:\/\/static.cloudflareinsights.com\/beacon.min.js\/v31edd6df95cf4e85bb4c19e7a9bdbcba1788362987495\" integrity=\"sha512-iIg7k2xntmwu6\/uSb5tpc\/hySgZc4eoL31yB29W6tJFo2akwjPWcEqnCEdJvGexCL0KEQwVYv5BlowfhVz26hg==\" data-cf-beacon='{\"version\":\"2024.11.0\",\"token\":\"fe4e3484786740c0821a1914343f2941\",\"r\":1,\"spa\":2}' crossorigin=\"anonymous\"><\/script>\n    <\/div>\n<\/p><\/div>\n<p>  <!-- Metrics strip --><\/p>\n<div class=\"ivx9-metrics\" data-a=\"2\">\n<div class=\"ivx9-metric\">\n<div class=\"ivx9-metric-bar\"><\/div>\n<div class=\"ivx9-metric-lbl\">Plan Types<\/div>\n<div class=\"ivx9-metric-val\">Individual &amp; Group<\/div>\n<\/p><\/div>\n<div class=\"ivx9-metric\">\n<div class=\"ivx9-metric-bar\"><\/div>\n<div class=\"ivx9-metric-lbl\">Healthcare Cost<\/div>\n<div class=\"ivx9-metric-val\">Rising Annually<\/div>\n<\/p><\/div>\n<div class=\"ivx9-metric\">\n<div class=\"ivx9-metric-bar\"><\/div>\n<div class=\"ivx9-metric-lbl\">Coverage<\/div>\n<div class=\"ivx9-metric-val\">Illness &amp; Injury<\/div>\n<\/p><\/div>\n<div class=\"ivx9-metric\">\n<div class=\"ivx9-metric-bar\"><\/div>\n<div class=\"ivx9-metric-lbl\">Agency Type<\/div>\n<div class=\"ivx9-metric-val\">Independent<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>  <!-- Call to action --><\/p>\n<div class=\"ivx9-cta\" data-a=\"3\">\n<div class=\"ivx9-cta-content\">\n<div class=\"ivx9-cta-heading\">Rising healthcare costs affect everyone.<\/div>\n<p class=\"ivx9-cta-sub\">Company Name Friendly will help you find a plan that fits your needs and your budget in AddressCity, AddressStateNameLong.<\/p>\n<\/p><\/div>\n<div class=\"ivx9-cta-action\">\n      <br style=\"height:1em\" \/>\r\n<p><a class=\"longquoteserviceformbuttons\" href=\"https:\/\/www.insuredco.us\/elem-flex\/online-quotes\/\"><i class=\"fa fa-shopping-cart fa-1x\" style=\"margin: 0 14px 0 0;\"><\/i>QUOTE ME NOW<\/a><\/p>\r\n<br style=\"height:1em\" \/>\n    <\/div>\n<\/p><\/div>\n<div class=\"ivx9-block\" data-a=\"4\">\n<div class=\"ivx9-block-rail\">\n<div class=\"ivx9-tag\">Coverage Guide<\/div>\n<h3>Understanding Health Insurance<\/h3>\n<\/p><\/div>\n<div class=\"ivx9-qa\">\n<p class=\"ivx9-lead\">Health insurance helps pay for medical care, from routine visits to major procedures, and protects you from high out-of-pocket costs. The right plan depends on your situation, whether you need individual, family, or Medicare-related coverage.<\/p>\n<div class=\"ivx9-item\">\n<h4>Individual and Family Plans<\/h4>\n<p>These plans cover you and your dependents for doctor visits, hospital care, prescriptions, and preventive services. Plans differ in premiums, deductibles, networks, and out-of-pocket limits.<\/p>\n<\/p><\/div>\n<div class=\"ivx9-item\">\n<h4>Medicare Supplement Coverage<\/h4>\n<p>For those on Medicare, a supplement (Medigap) plan helps pay costs that Original Medicare does not, such as certain deductibles and coinsurance, for more predictable expenses.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"ivx9-block\" data-a=\"5\">\n<div class=\"ivx9-block-rail\">\n<div class=\"ivx9-tag\">Questions<\/div>\n<h3>Health Insurance FAQ<\/h3>\n<\/p><\/div>\n<div class=\"ivx9-qa\">\n<div class=\"ivx9-item\">\n<h4>What does health insurance cover?<\/h4>\n<p>Most plans cover preventive care, doctor visits, hospital stays, and prescriptions, subject to your deductible, copays, and network. Specific benefits vary by plan.<\/p>\n<\/p><\/div>\n<div class=\"ivx9-item\">\n<h4>What is the difference between a premium, deductible, and copay?<\/h4>\n<p>The premium is what you pay for the plan each month, the deductible is what you pay before the plan starts sharing costs, and a copay is a fixed amount you pay for a covered service.<\/p>\n<\/p><\/div>\n<div class=\"ivx9-item\">\n<h4>What is a Medicare supplement plan?<\/h4>\n<p>A Medicare supplement, or Medigap, plan helps pay some of the out-of-pocket costs that Original Medicare leaves to you, making your medical expenses more predictable.<\/p>\n<\/p><\/div>\n<div class=\"ivx9-item\">\n<h4>When can I enroll in a health plan?<\/h4>\n<p>Individual coverage is generally purchased during an annual open enrollment period, with special enrollment periods available after qualifying life events such as marriage, a birth, or loss of other coverage.<\/p>\n<\/p><\/div>\n<div class=\"ivx9-item\">\n<h4>Why work with an independent agent?<\/h4>\n<p>As an independent agency, Company Name Friendly can compare health and Medicare-related options from multiple carriers and help you understand the trade-offs, with personal, local service.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"ivx9-block\" data-a=\"6\">\n<div class=\"ivx9-block-rail\">\n<div class=\"ivx9-tag\">Coverages Available<\/div>\n<h3>What a policy can include<\/h3>\n<\/p><\/div>\n<div class=\"ivx9-qa\">\n<p class=\"ivx9-cov-title\">Personal Health Insurance \u2014 Coverage Options Can Include:<\/p>\n<ul class=\"ivx9-cov\">\n<li class=\"ivx9-cov-item\"><svg aria-hidden=\"true\" class=\"ivx9-cov-chk\" fill=\"none\" height=\"17\" viewBox=\"0 0 17 17\" width=\"17\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><circle cx=\"8.5\" cy=\"8.5\" r=\"7.75\" stroke=\"currentColor\" stroke-width=\"1.5\"><\/circle><path d=\"M5.5 8.5l2.2 2.2 3.8-3.8\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.5\"><\/path><\/svg> Medical expenses coverage<\/li>\n<li class=\"ivx9-cov-item\"><svg aria-hidden=\"true\" class=\"ivx9-cov-chk\" fill=\"none\" height=\"17\" viewBox=\"0 0 17 17\" width=\"17\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><circle cx=\"8.5\" cy=\"8.5\" r=\"7.75\" stroke=\"currentColor\" stroke-width=\"1.5\"><\/circle><path d=\"M5.5 8.5l2.2 2.2 3.8-3.8\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.5\"><\/path><\/svg> Emergency &amp; hospital care<\/li>\n<li class=\"ivx9-cov-item\"><svg aria-hidden=\"true\" class=\"ivx9-cov-chk\" fill=\"none\" height=\"17\" viewBox=\"0 0 17 17\" width=\"17\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><circle cx=\"8.5\" cy=\"8.5\" r=\"7.75\" stroke=\"currentColor\" stroke-width=\"1.5\"><\/circle><path d=\"M5.5 8.5l2.2 2.2 3.8-3.8\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.5\"><\/path><\/svg> Individual policy control<\/li>\n<li class=\"ivx9-cov-item\"><svg aria-hidden=\"true\" class=\"ivx9-cov-chk\" fill=\"none\" height=\"17\" viewBox=\"0 0 17 17\" width=\"17\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><circle cx=\"8.5\" cy=\"8.5\" r=\"7.75\" stroke=\"currentColor\" stroke-width=\"1.5\"><\/circle><path d=\"M5.5 8.5l2.2 2.2 3.8-3.8\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.5\"><\/path><\/svg> Pre-existing condition options<\/li>\n<li class=\"ivx9-cov-item\"><svg aria-hidden=\"true\" class=\"ivx9-cov-chk\" fill=\"none\" height=\"17\" viewBox=\"0 0 17 17\" width=\"17\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><circle cx=\"8.5\" cy=\"8.5\" r=\"7.75\" stroke=\"currentColor\" stroke-width=\"1.5\"><\/circle><path d=\"M5.5 8.5l2.2 2.2 3.8-3.8\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.5\"><\/path><\/svg> Deductible choice<\/li>\n<li class=\"ivx9-cov-item\"><svg aria-hidden=\"true\" class=\"ivx9-cov-chk\" fill=\"none\" height=\"17\" viewBox=\"0 0 17 17\" width=\"17\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><circle cx=\"8.5\" cy=\"8.5\" r=\"7.75\" stroke=\"currentColor\" stroke-width=\"1.5\"><\/circle><path d=\"M5.5 8.5l2.2 2.2 3.8-3.8\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.5\"><\/path><\/svg> Co-payment flexibility<\/li>\n<li class=\"ivx9-cov-item\"><svg aria-hidden=\"true\" class=\"ivx9-cov-chk\" fill=\"none\" height=\"17\" viewBox=\"0 0 17 17\" width=\"17\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><circle cx=\"8.5\" cy=\"8.5\" r=\"7.75\" stroke=\"currentColor\" stroke-width=\"1.5\"><\/circle><path d=\"M5.5 8.5l2.2 2.2 3.8-3.8\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.5\"><\/path><\/svg> Physician visits<\/li>\n<li class=\"ivx9-cov-item\"><svg aria-hidden=\"true\" class=\"ivx9-cov-chk\" fill=\"none\" height=\"17\" viewBox=\"0 0 17 17\" width=\"17\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><circle cx=\"8.5\" cy=\"8.5\" r=\"7.75\" stroke=\"currentColor\" stroke-width=\"1.5\"><\/circle><path d=\"M5.5 8.5l2.2 2.2 3.8-3.8\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.5\"><\/path><\/svg> Prescription coverage<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<div class=\"ivx9-note ivx9-note-amber\" data-a=\"7\">\n<p>Company Name Friendly works with multiple health insurance carriers to help find the plan that matches your health needs and financial situation.<\/p>\n<\/p><\/div>\n<\/section>\n<p><script type=\"module\" src=\"https:\/\/static.cloudflareinsights.com\/beacon.min.js\/v31edd6df95cf4e85bb4c19e7a9bdbcba1788362987495\" integrity=\"sha512-iIg7k2xntmwu6\/uSb5tpc\/hySgZc4eoL31yB29W6tJFo2akwjPWcEqnCEdJvGexCL0KEQwVYv5BlowfhVz26hg==\" data-cf-beacon='{\"version\":\"2024.11.0\",\"token\":\"fe4e3484786740c0821a1914343f2941\",\"r\":1,\"spa\":2}' crossorigin=\"anonymous\"><\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Company Name Friendly Personal Health Insurance in\/throughout StateLong Every year the cost of providing healthcare increases dramatically. Simple same-day surgeries, required tests, and emergency attention can add up to tens of thousands of dollars. The professionals at Company Name Friendly can help you find a plan that matches your needs and your budget. Illustration of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":62657,"parent":143,"menu_order":11,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"0","ocean_second_sidebar":"0","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"0","ocean_custom_header_template":"0","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"0","ocean_menu_typo_font_family":"0","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"0","omw_enable_modal_window":"enable","footnotes":""},"class_list":["post-165","page","type-page","status-publish","has-post-thumbnail","hentry","entry","has-media"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.insuredco.us\/elem-flex\/wp-json\/wp\/v2\/pages\/165","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuredco.us\/elem-flex\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.insuredco.us\/elem-flex\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuredco.us\/elem-flex\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuredco.us\/elem-flex\/wp-json\/wp\/v2\/comments?post=165"}],"version-history":[{"count":0,"href":"https:\/\/www.insuredco.us\/elem-flex\/wp-json\/wp\/v2\/pages\/165\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.insuredco.us\/elem-flex\/wp-json\/wp\/v2\/pages\/143"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.insuredco.us\/elem-flex\/wp-json\/wp\/v2\/media\/62657"}],"wp:attachment":[{"href":"https:\/\/www.insuredco.us\/elem-flex\/wp-json\/wp\/v2\/media?parent=165"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}