Long-Term Care Insurance helps you protect your assets and maintain financial security should you need extended care later in life. The phrase “long-term care” refers to a broad range of medical and personal services — assistance you may need if you are unable to care for yourself due to a chronic illness, disability, or physical and mental impairments that limit daily living activities.

The national average cost of one year in a nursing home exceeds $55,000 — and in some regions, it’s more than double that. Medicare coverage is very limited. Long-term care insurance fills this gap, protecting your savings and giving your family peace of mind whether care is needed at home or in a facility.